New India Sixty Plus Mediclaim Policy

Service Details

New India Sixty Plus Mediclaim Policy

The New India Sixty Plus Mediclaim Policy is a health insurance plan specially designed for senior citizens aged 60 years and above. The policy provides financial protection against hospitalization expenses arising due to illness, disease, or accident.

Key Features

  • Designed for Senior Citizens (60 years and above)
  • Cashless Hospitalization Facility Available
  • Coverage for Pre and Post Hospitalization Expenses
  • Attendant Benefit During Hospitalization
  • Tax Benefits under Section 80D
  • Coverage for Organ Donor Expenses
  • Mandatory Co-payment Option

Eligibility

Criteria Details
Entry Age 60 Years and Above
Policy Type Individual / Family Coverage
Medical Check-up Mandatory for New Proposals

Sum Insured Options

  • ₹2 Lakhs
  • ₹3 Lakhs
  • ₹5 Lakhs

Coverage Benefits

  • Hospitalization Expenses
  • Room Rent and ICU Charges (subject to policy limits)
  • Doctor's Consultation Fees
  • Medicines and Diagnostic Tests
  • Day Care Procedures
  • Ambulance Charges
  • Pre-Hospitalization Expenses (30 Days)
  • Post-Hospitalization Expenses (60 Days)
  • Organ Donor Expenses

Attendant Benefit

Sum Insured Maximum Benefit Per Hospitalization
₹2 Lakhs ₹5,000
₹3 Lakhs ₹7,000
₹5 Lakhs ₹10,000

Co-Payment

A mandatory co-payment of 10% applies on all admissible claims. Policyholders may opt for an additional 10% voluntary co-payment to receive a discounted premium.

Special Benefits

  • 5% premium discount for single women senior citizens.
  • Children can purchase the policy for parents and claim tax benefits under Section 80D.
  • Cashless treatment at network hospitals.
  • Continuation benefit for surviving spouse.

Exclusions

  • Expenses not related to hospitalization.
  • Cosmetic and aesthetic treatments.
  • Non-prescribed treatments.
  • Specified waiting period conditions.
  • Any exclusions mentioned in the policy document.

Why Choose New India Sixty Plus Mediclaim?

This policy is tailored for senior citizens who require dependable health insurance coverage at an affordable premium. It provides hospitalization coverage, attendant benefits, and tax advantages, helping elderly individuals manage medical expenses effectively.

Disclaimer

The above information is for general guidance only. Coverage, terms, conditions, exclusions, and premiums are subject to the latest policy wording issued by New India Assurance.

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