New India Asha Kiran Health Insurance Policy

New India Asha Kiran Policy is a specially designed health insurance plan for families having only girl children. The policy provides comprehensive hospitalization coverage along with special benefits such as Critical Care Benefit and Personal Accident Cover.

Key Features

• Designed for families with only girl children.
• Coverage for up to two dependent daughters.
• 50% Premium Discount for Girl Children.
• Critical Care Benefit.
• Personal Accident Cover.
• Cashless Hospitalization Facility.
• AYUSH Treatment Coverage.
• Hospital Cash Benefit.
• Ambulance Expenses Covered.

Eligibility

Sum Insured Options

• ₹2 Lakhs
• ₹3 Lakhs
• ₹5 Lakhs
• ₹8 Lakhs
• ₹10 Lakhs
• ₹12 Lakhs
• ₹15 Lakhs

Coverage Benefits

• In-patient Hospitalization Expenses.
• Room Rent up to 1% of Sum Insured per day.
• ICU Charges up to 2% of Sum Insured per day.
• Doctor Consultation and Surgical Expenses.
• Medicines and Diagnostic Tests.
• 226 Day Care Procedures.
• Pre-Hospitalization Expenses.
• Post-Hospitalization Expenses.
• AYUSH Treatment up to 100% of Sum Insured.

Critical Care Benefit

If the insured person is diagnosed with a covered critical illness, an additional benefit equal to 10% of the Sum Insured is payable. This benefit is over and above the admissible hospitalization claim.

Personal Accident Cover

• Accidental Death Benefit.
• Coverage up to 100% of Sum Insured.
• Available for insured family members.

Hospital Cash Benefit

Hospital Cash is payable at 0.1% of the Sum Insured for each day of hospitalization, subject to a maximum of 1% of the Sum Insured for any one illness.

Ambulance Benefit

Ambulance expenses are covered up to 1% of the Sum Insured for each admissible hospitalization event.

Waiting Period

Optional Cover

• Enhanced Cataract Coverage.
• Removal of proportionate deduction in specified cases.

Special Advantages

• Exclusive plan for families with girl children.
• Affordable premium with child discount.
• Critical illness financial support.
• Personal accident protection.
• Cashless treatment at network hospitals.

Important Note

If a male child is born or the dependent daughters become financially independent, policyholders may be offered migration to another suitable health insurance policy of the company.

Disclaimer

The above information is for general reference only. Benefits, terms, conditions, waiting periods and exclusions are subject to the latest policy wording issued by New India Assurance.