New India Griha Suvidha Policy

New India Griha Suvidha Policy is a comprehensive home insurance policy designed to protect household contents, valuables, domestic appliances and residential premises against various risks such as fire, burglary, theft, earthquake, terrorism and accidental damage. The policy offers simple and affordable protection for homeowners and tenants. :contentReference[oaicite:0]{index=0}

Key Features

• Comprehensive Home Insurance Protection.
• Coverage for Household Contents.
• Protection against Fire and Allied Perils.
• Coverage for Burglary, Housebreaking and Theft.
• Jewellery and Valuables Cover.
• Domestic Appliance Breakdown Cover.
• Television and Desktop Insurance.
• Optional Cover for Residential Building.

Who Can Purchase?

Any person residing in India, including foreign nationals, can purchase the policy provided the insured contents are located within India. :contentReference[oaicite:1]{index=1}

Policy Sections

Section I – Contents Against Fire & Allied Perils

• Fire
• Lightning
• Explosion and Implosion
• Storm, Cyclone, Flood and Inundation
• Earthquake
• Terrorism
• Riot, Strike and Malicious Damage
• Furniture, Fixtures, Clothing and Domestic Appliances Covered

Section II – Burglary, Housebreaking & Theft

• Burglary and Housebreaking
• Theft including Larceny
• Household Contents Protection
• Furniture and Domestic Appliances Covered

Section III – Jewellery & Valuables

• Jewellery Cover
• Gold and Silver Articles
• Valuable Personal Possessions
• Protection against Fire, Theft and Accidental Damage

Section IV – Breakdown of Domestic Appliances

• Mechanical Breakdown Cover
• Electrical Breakdown Cover
• Household Appliance Protection
• Repair or Replacement Expenses

Section V – Television & Desktop Insurance

• Fire and Allied Perils Cover
• Burglary Protection
• Mechanical Breakdown Cover
• Electrical Breakdown Cover

Optional Section VI

Residential premises can be insured on full Sum Insured basis against Fire, Allied Perils, Earthquake and Terrorism by opting for the additional building cover section. :contentReference[oaicite:2]{index=2}

Major Benefits

• No detailed inventory required for most household contents.
• Simple proposal and claim process.
• Protection against natural and man-made disasters.
• Coverage for valuable belongings.
• Affordable home insurance solution.
• Multiple coverage sections under one policy.

Major Exclusions

• Money, Securities and Bullion.
• Motor Vehicles and Pedal Cycles.
• Business Documents and Manuscripts.
• Consumable Items.
• Wear and Tear.
• Intentional Damage.
• Consequential Losses.

Why Choose New India Griha Suvidha Policy?

• Comprehensive protection for home contents.
• Coverage against fire, theft and natural disasters.
• Special cover for jewellery and valuables.
• Protection for electronic and domestic appliances.
• Simple documentation and hassle-free claims.
• Optional building insurance available.

Disclaimer

The above information is for general reference only. Benefits, exclusions, premium rates, terms and conditions are subject to the latest policy wording issued by New India Assurance.